~Car Insurance~


If you use your personal car in the course of your business and you infrequently have customers in your car, most insurance companies will let you pay a little more for business use under your personal auto policy.

However, if you have cars, vans, or trucks used primarily for business, you will most likely have to buy a separate business auto policy.

Auto policies do not cover the contents of a car, so if you travel outside the office with valuables (such as demo units, computers, samples, etc.), make sure your product policy covers loss outside your business. If other people will be driving your car for the business, put their names on your policy. If your employees use their own cars in the course of working for you, you may need to get a non-owned auto insurance policy that provides coverage in case something happens when they are working for you.

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